You can also contact us on our support line at:
📞1300 190 384
Am I eligible for a quick cash loan?
To find out whether you’re eligible for our lender-finding service, you’ll need to:
Can I apply if I have bad credit?
Lightning Loans likes to stick to what we do best: find the most suitable lender out there for you. We leave the application processing down to our fantastic partners. Will they conduct a credit check? Unfortunately, we can’t guarantee that they will or won’t conduct a credit check. However, our partners are inclusive lenders, so they will look at factors other than your credit score when processing your application.
What documents do I need to use your service?
Trick question — nothing! You don’t need to fill out paperwork or provide us with supporting documents. All we need is some general information like your bank account details and personal contact details. All you need to do to use our service is click the ‘Apply Now’ button and get started! It’s super easy and, of course, lightning-fast.
Will you conduct a credit check on me?
Lightning Loans likes to stick to what we do best: find the most suitable lender out there for you. We leave the application processing down to our fantastic partners. Will they conduct a credit check? Unfortunately, we can’t guarantee that they will or won’t conduct a credit check. However, our partners are inclusive lenders, so they will look at factors other than your credit score when processing your application.
Why do you need my online banking details?
When our lenders conduct their application assessment, they will access read-only copies of your bank statements. This is to ensure that their loan product is suitable for you. Don’t worry, they use highly innovative safe banking technology to ensure all of your information is safe and secure. Plus, they can never access your bank account.
What happens when you find my lender?
If we find you a suitable lender (congratulations!), we will pass you into their very capable hands. They will complete their application assessment and let you know whether they can provide you with a loan. Once they send you a copy of your loan contract, you can sign and send it back to them and you’re done! If you want something changed on your loan contract, like your loan amount or repayment period, just let them know and they’ll be happy to help.